We work for you, not a carrier
As brokers we represent virtually all insurance suppliers, so recommendations are made on your objectives rather than one insurer’s product shelf.
Employee Group Benefits for Ontario EmployersIndependent Broker Since 1983
Get your Group Benefits quote
For Ontario employers only — we don’t offer individual or family health plans.
“We had never set up benefits before and expected it to be complicated. They walked us through what each option actually meant, brought back quotes from several insurers, and handled the setup with our payroll.”
Plans From Canada’s Leading Insurers
How it works
A short form — your company, roughly how many employees, and whether you already have a plan. No employee census needed to start.
We’ll email you a simple employee census, then gather and compare quotes across insurers. If you already have a plan, we review your coverage, rates and claims experience first.
We recommend and negotiate, implement the plan with your team, then stay on for administration, claims issues and every renewal after that.
Why Park & Associates
GroupBenefits.ca is the benefits consulting division of Park & Associates Insurance Agency Inc., incorporated in 1983. Our consultants have more than 50 years of combined experience as Group Benefits specialists, and because we’re independent we can place your plan with virtually any Canadian insurer — then manage it for you from design through renewal.
As brokers we represent virtually all insurance suppliers, so recommendations are made on your objectives rather than one insurer’s product shelf.
Almost 100% of the renewals we handle are negotiated — and we can market your plan to other insurers to create real leverage.
Needs analysis, plan design, implementation, administrative support, claims resolution, renewal analysis and cost containment.
Incorporated in 1983 with 50+ years of Group Benefits experience and long-standing relationships right across the insurer market.
What a plan can include
Group insurance is a significant commitment for an employer and an important part of what your employees rely on. Every plan sponsor’s objectives are different, so these are the building blocks — we recommend the mix that fits.
Core medical coverage — prescription drugs, paramedical practitioners, vision and travel — the benefits employees notice and use most.
Get My Group Benefits Quote 👉Preventive, basic and major dental coverage, set at the level that suits your group and your budget.
Get My Group Benefits Quote 👉Group life insurance and accidental death and dismemberment cover, giving your employees’ families financial security.
Get My Group Benefits Quote 👉Income protection when an employee can’t work — structured to co-ordinate with government programs rather than duplicate them.
Get My Group Benefits Quote 👉Flexible benefit designs and Health Care Spending Accounts that let employees direct part of their coverage themselves.
Get My Group Benefits Quote 👉Confidential counselling and support services for your employees and their families — increasingly expected by candidates.
Get My Group Benefits Quote 👉The Park & Associates difference
The transformation
With an independent broker, your plan is represented rather than sold to. We put your coverage in front of multiple insurers, bring back a comparison you can actually read, negotiate the renewal each year, and take the administration and claims chasing off your desk.
Our commitment
Park & Associates is a broker, not an insurance company. We represent virtually every Canadian carrier, which means we can compare the market on your behalf, take your existing plan out to other insurers, and use that as leverage at renewal. Almost every renewal we handle is negotiated.
Client feedback
We had never set up benefits before and expected it to be complicated. They walked us through what each option actually meant, brought back quotes from several insurers, and handled the setup with our payroll.
Our renewal came back with a double-digit increase. They marketed our plan to other carriers, went back to our insurer with it, and the final number was far closer to what we had been paying.
What we noticed most was the service. When a claim gets stuck, someone actually picks up the phone and sorts it out instead of sending us back to the insurer’s call centre.
Good questions
Businesses. We arrange employee Group Benefits plans for Ontario employers — health, dental, life, disability and more for your staff. We don’t offer individual or family health and dental plans, and we’re not able to help employees with questions about a plan their employer already has.
No. Park & Associates is an independent broker and benefits consultant. As an independent agency we represent virtually all insurance companies, which is what lets us compare plan options objectively and negotiate on your behalf rather than sell one carrier’s product.
Insurers need some employee information before they will release rates, so there’s no instant number — anyone quoting one isn’t quoting a real plan. After your request we’ll email you a short employee census; once it comes back we gather quotes across insurers and walk you through the comparison.
Yes — that’s a large part of what we do. We’ll review your current coverage, rates and claims experience, tell you whether the plan still fits, and market it to other insurers where that creates leverage. Almost every renewal we handle is negotiated.
Prescription drugs, extended health care, dental care, group life and AD&D, short and long-term disability, flexible benefits, Health Care Spending Accounts and Employee Assistance Plans. Plans vary with your objectives, your employees’ needs and your budget — we design around all three rather than selling a fixed package.
Among others: Blue Cross, Canada Life, Cigna, Co-operators, Desjardins, Empire Life, Equitable Life, Industrial Alliance, Manulife, RBC Insurance, Sun Life and Victor Insurance. Because we’re independent, we can take your plan to whichever of them fits your group best.
We’re currently providing Group Benefits quotes in the province of Ontario only.
Ready when you are
Tell us about your business and we’ll come back with plan options from across the insurer market. For Ontario employers only — no cost, no obligation, and your details are never shared.