We Work for You, Not a Carrier
As brokers we represent virtually all insurance suppliers, so recommendations are based on your objectives rather than one insurer’s product shelf.
Providing Customized Employee Benefit Plans since 1983
Get Your Group Benefits Quote
For employers setting up or reviewing a plan for their employees.
Plans From Canada’s Leading Insurers
How it works
A short form — a few questions about your company, the number of employees to be covered, and whether you already have a plan. It takes about a minute.
We’ll email you a simple employee census, then gather and compare quotes across insurers. If you already have a plan, we review your coverage, rates and claims experience first.
We negotiate the rates, recommend the plan design and insurer, implement the plan with your team, then stay on for administration, claims issues and every renewal after that.
Why Park & Associates
We are brokers, not an insurance company. That means we take your plan out to the insurance market, collect competing quotes, and negotiate the rates with the insurers on your behalf — then handle the plan for you once it is running. We have been doing exactly this for more than 40 years, so we know which insurers are competitive for a group like yours and what a reasonable renewal should look like.
As brokers we represent virtually all insurance suppliers, so recommendations are based on your objectives rather than one insurer’s product shelf.
We negotiate 100% of the renewals — and we can market your plan to other insurers to make sure you are getting the best rates.
Needs analysis, plan design, implementation, administrative support, claims resolution, renewal analysis and cost containment.
Incorporated in 1983 with 40+ years of Group Benefits experience and long-standing relationships right across the insurer market.
What a plan can include
Group insurance is a significant commitment for an employer that directly impacts your employee’s well-being. Every plan sponsor’s objectives are different — we recommend the plan that matches your needs.
Core medical coverage — prescription drugs, paramedical practitioners, vision and travel — the benefits employees notice and use most.
Get My Group Benefits Quote 👉Preventive, basic, major restorative and orthodontic dental coverage, set at the level that suits your group and your budget.
Get My Group Benefits Quote 👉Group life insurance and accidental death & dismemberment coverage, giving your employees’ families financial security.
Get My Group Benefits Quote 👉Income protection when an employee can’t work — structured to co-ordinate with government programs rather than duplicate them.
Get My Group Benefits Quote 👉Flexible benefit designs and Health Care Spending Accounts that let employees direct part of their coverage themselves.
Get My Group Benefits Quote 👉Confidential counselling and support services for your employees and their families.
Get My Group Benefits Quote 👉Our commitment
Park & Associates is a broker, not an insurance company. We represent virtually every Canadian carrier, which means we can compare the market on your behalf, take your existing plan out to other insurers, and use that as leverage at renewal. Every renewal we handle is negotiated.
Good questions
Employers setting up or reviewing a Group Benefits plan for their staff — health, dental, life, disability and more, covering your employees as a group. If you are an employee with a question about a plan your employer already has, your HR team or the insurer on your benefits card is the fastest route.
No — we’re an independent broker, not an insurance company. As an independent agency we represent virtually all insurance companies, which is what lets us compare plan options objectively and negotiate on your behalf rather than sell one carrier’s product.
Insurers need some employee information to prepare a quote, so it takes a little time to obtain a customized proposal – typically about 10 days. After your request, we’ll email you a short employee census; once returned, we gather quotes from multiple insurers and walk you through the comparison.
Yes — that’s a large part of what we do. We’ll review your current coverage, rates and claims experience, determine if your plan is still a good fit, market it to other insurers, and prepare a detailed comparison.
Prescription drugs, extended health care, dental care, group life and AD&D, short and long-term disability, critical illness insurance, Health Care Spending Accounts and Employee Assistance Plans. Plans are customized based on your objectives, your employees’ needs and your budget.
Among others: Blue Cross, Canada Life, Co-operators, Desjardins, Empire Life, Equitable Life, Industrial Alliance, Manulife, RBC Insurance, Sun Life and Victor Insurance. Because we’re independent, we can place your plan with the insurer that fits your group best.
Our plans cover employees throughout Canada, provided there is an Ontario location.
Ready when you are
Tell us about your business and we’ll provide multiple plan options from almost the entire insurance market. No cost, no obligation, and your details are only shared with the insurers in order to quote.